The reference · 336 guides · 16 markets
Your country, your rules.
Every country has its own machinery for getting your money back. Find yours below, know your rights, then let us write the claim, free, and you keep every penny.
United Kingdom
202 guidesHow to get a refund for a faulty product (even 'out of policy')
A 30-day store policy doesn't override your legal rights. Here's how to claim a repair, replacement or refund for faulty goods, with a letter that cites the law.
Read guide →BankingHow to reclaim overdraft interest with an affordability complaint
If your bank let you live in an expensive overdraft for years without checking you could afford it, you can reclaim the interest, plus 8% and a credit-file fix. Here's the complaint that does it.
Read guide →BankingHow to reclaim interest on a loan you couldn't afford
Given a loan, credit card or catalogue account you could never realistically repay? An irresponsible-lending complaint can refund the interest you paid, plus 8%. Here's how to make it.
Read guide →SubscriptionsHow to Cancel Your PureGym Membership & Stop Payments
Learn how to effectively cancel your PureGym membership and stop recurring payments. Follow our step-by-step guide to avoid unwanted charges.
Read guide →MotorClaim a refund for a mis-sold PCP car finance deal (discretionary commission)
Were you sold PCP car finance with a hidden discretionary commission? Here is how to complain for free and claim your share of the FCA motor finance redress scheme.
Read guide →MotorReclaim a refund on mis-sold hire purchase (HP) car finance
Hire purchase car finance with a hidden commission can be reclaimed. Learn how to complain to your lender for free under the FCA motor finance redress scheme.
Read guide →MotorReclaim car finance commission from Black Horse
Had a car finance deal with Black Horse before November 2024? Here is how to complain about hidden commission for free and claim under the FCA redress scheme.
Read guide →MotorComplain to Volkswagen Financial Services about car finance commission
Financed a car through Volkswagen Financial Services before Nov 2024? Learn how to complain about undisclosed commission for free under the FCA redress scheme.
Read guide →BankingReclaim Overdraft Fees from Barclays
Been hit with high Barclays overdraft interest while struggling financially? You may be owed a refund. Here's how to complain and reclaim up to six years of charges.
Read guide →BankingReclaim Overdraft Charges from Lloyds
Stuck in your Lloyds overdraft and paying interest you couldn't clear? You may be able to reclaim up to six years of charges. Here's the step-by-step process.
Read guide →BankingReclaim Overdraft Fees from NatWest
Paying NatWest overdraft interest you could never clear? You may be owed a refund of up to six years of charges. Here's how to complain and escalate for free.
Read guide →BankingPackaged bank account refund: reclaim years of monthly fees
Paid £10–£20 a month for perks you never used? Those fees are often reclaimable in full, plus 8% interest, even years later. How to claim from your bank.
Read guide →CreditReclaim a Mis-Sold Payday Loan (Irresponsible Lending Refund)
Took payday loans you couldn't afford to repay? You may be owed a refund of interest and charges. Here's how to claim irresponsible lending against your lender.
Read guide →CreditReclaim a Mis-Sold Doorstep / Provident Loan (Irresponsible Lending Refund)
Had home-collected loans from Provident or similar that you couldn't afford? You may be owed an interest and charges refund for irresponsible lending. Here's how.
Read guide →CreditReclaim Mis-Sold Catalogue Credit (Very, Littlewoods Irresponsible Lending)
Given a catalogue credit limit from Very or Littlewoods you couldn't afford, or repeated limit increases? You may be owed interest and charges back. Here's how.
Read guide →CreditReclaim a Mis-Sold Guarantor Loan (Irresponsible Lending Refund)
Took a guarantor loan you couldn't afford, or stood as a guarantor who had to pay? You may be owed an interest and charges refund for irresponsible lending. Here's how.
Read guide →TravelClaim train delay compensation with Delay Repay
Delayed on a UK train? Delay Repay pays back a percentage of your fare based on how late you arrived. Here's how to claim what you're owed.
Read guide →BillsChallenge your council tax band and reclaim overpayments
Think your council tax band is too high? You can ask for it to be reviewed and, if it's lowered, get a backdated refund. Here's how to check and challenge it.
Read guide →MotorReject a faulty car from a dealer and get a refund
Bought a faulty car from a dealer? Under the Consumer Rights Act 2015 you may be able to reject it for a refund or demand a free repair. Here's how to claim.
Read guide →CreditMake a Section 75 claim for goods or services not provided
Paid by credit card for something you never received? Section 75 makes your card provider jointly liable. Here's how to claim your money back.
Read guide →HousingHow to Claim Compensation for a Mis-Sold Mortgage
If your mortgage lender or broker gave you unsuitable advice, hid commission, or never checked you could afford it, you may be able to claim compensation. Here is how to complain and escalate to the Financial Ombudsman Service for free.
Read guide →HousingHow to Reclaim an Unfair Mortgage Early Repayment Charge
An early repayment charge must be a reasonable pre-estimate of your lender's costs. If yours looks excessive or was applied unfairly, here is how to challenge it and reclaim the money for free.
Read guide →InsuranceHow to Challenge a Rejected Home Insurance Claim
Home insurers must treat claims fairly and cannot reject them on weak or unfair grounds. If your buildings or contents claim was declined, here is how to challenge it and escalate to the Financial Ombudsman for free.
Read guide →TravelHow to Appeal a Rejected Travel Insurance Claim
Travel insurers must handle claims fairly and cannot decline them on unreasonable grounds. If your cancellation, medical, or baggage claim was rejected, here is how to appeal and escalate to the Financial Ombudsman for free.
Read guide →BillsEnergy back-billing: refuse charges over 12 months old
If your gas or electricity supplier sends a surprise 'catch-up' bill for energy used more than 12 months ago, Ofgem's back-billing rule usually means you don't have to pay it. Here is how to refuse the charge and get any overpayment refunded.
Read guide →BillsDisputing a water bill overcharge and getting a refund
Charged too much for water or sewerage? Whether it's an estimated bill, a leak, the wrong tariff, or being charged for surface water drainage you don't have, here's how to dispute it through your water company, CCW and the binding WATRS scheme.
Read guide →SubscriptionsBroadband mid-contract price rise: how to exit or claim
Your broadband, phone or pay-TV price just went up mid-contract. Depending on when you signed up, you may have the right to leave penalty-free, or the rise may be capped by Ofcom's rules. Here's how to check and act.
Read guide →BillsReclaiming mobile roaming and out-of-bundle charges
Shocked by a roaming bill or out-of-bundle charges you didn't expect? If your provider failed to alert you when you started roaming, didn't offer a spend cap, or charged for inadvertent roaming, you may be able to get the charges refunded. Here's how.
Read guide →MotorHow to Appeal a Private Parking Charge Notice (PCN) via POPLA
Got a Parking Charge Notice on private land? Here's how to appeal it for free to the operator and then to POPLA, and the rules operators must follow under the Protection of Freedoms Act 2012.
Read guide →InsuranceMis-Sold GAP Insurance? How to Claim a Refund
GAP (Guaranteed Asset Protection) insurance sold alongside a car was frequently overpriced and poorly explained. Here's how to complain and reclaim your premium, plus how to escalate to the Financial Ombudsman.
Read guide →MotorCar Warranty Claim Rejected? Know Your Rights
If a dealer or warranty company has refused to fix a faulty car, your statutory rights under the Consumer Rights Act 2015 may still force a repair, replacement or refund, separate from any warranty's small print.
Read guide →InsuranceInsurer Undervalued Your Written-Off Car? How to Challenge It
If your insurer's total-loss payout for a written-off car is too low, you can challenge it. Here's how to evidence the real market value and escalate to the Financial Ombudsman if they won't budge.
Read guide →MotorAm I owed money for mis-sold car finance?
If you took out car finance between 2007 and 2024, hidden commission may mean you were overcharged. Here is how the FCA redress scheme works and how to claim what you are owed.
Read guide →BankingHow to tell if your overdraft charges were unfair
Heavy overdraft charges piled on top of money troubles can often be reclaimed. Here is how to tell if yours were unfair and how to ask your bank for a refund of the interest and fees.
Read guide →MotorWhat is a discretionary commission arrangement and can I claim?
A discretionary commission arrangement let your car finance broker raise your interest rate to earn more commission. Here is what it means and how to claim if you had one.
Read guide →CreditHow to Check if a Payday Loan Was Mis-Sold (and Reclaim the Interest)
A clear UK guide to working out whether a payday loan was unaffordable, using FCA affordability rules and the free Financial Ombudsman Service.
Read guide →CreditAm I Owed a Refund on a Guarantor Loan?
Find out whether you can reclaim interest and fees on an unaffordable guarantor loan in the UK, as the borrower or the guarantor, through the free Financial Ombudsman Service.
Read guide →CreditHow to Claim Against a Doorstep Lender
Reclaim interest and fees on unaffordable home credit and doorstep loans in the UK using FCA affordability rules and the free Financial Ombudsman Service.
Read guide →CreditReclaiming on a High-Cost Short-Term Loan
How to reclaim interest and fees on an unaffordable high-cost short-term loan in the UK, using FCA affordability rules and the free Financial Ombudsman Service.
Read guide →MotorReclaim Car Finance Commission from MotoNovo Finance
If you took out car finance with MotoNovo between 2007 and 2024, hidden or discretionary commission may mean you are owed money. Here is how to complain and get included in the FCA redress scheme, free, keeping every penny.
Read guide →MotorReclaim Car Finance Commission from Close Brothers Motor Finance
Close Brothers was a lead party in the Supreme Court car finance case. If your dealer used Close Brothers and never told you about their commission, here is how to claim a refund through the FCA scheme for free.
Read guide →MotorReclaim Car Finance Commission from Santander Consumer Finance
Santander has set aside hundreds of millions for car finance redress. If your dealer used Santander and hid their commission, here is how to claim a refund through the FCA scheme for free.
Read guide →MotorReclaim Car Finance Commission from Moneybarn
Moneybarn says it never used discretionary commission, but some customers may still be owed money where high commission was hidden. Here is how to complain through the FCA scheme for free.
Read guide →CreditReclaim interest and charges from a Vanquis credit card
Vanquis is a subprime lender, so if it gave you a card or a credit limit increase you couldn't realistically afford, you can complain for an unaffordable lending refund. Here's exactly how to do it yourself and keep every penny.
Read guide →CreditReclaim interest and charges from an Aqua credit card
Aqua is a credit-builder card aimed at people with poor credit. If it lent to you when you couldn't afford it, or hiked your limit while you struggled, you can claim a refund of interest and charges yourself, free.
Read guide →CreditReclaim interest and charges from a Capital One credit card
Capital One often starts customers on a low limit then raises it repeatedly. If those increases or the original card were unaffordable, you can reclaim the interest and charges yourself and keep all of it.
Read guide →ShoppingReclaim a mis-sold or unaffordable store card refund
Store cards were often pushed at the till with high interest and barely any affordability checks. If yours was mis-sold or unaffordable, you can reclaim the interest and charges yourself and keep all of it.
Read guide →CreditClaim Back Mis-Sold Catalogue Credit From Studio
If Studio handed you a credit account or kept raising your limit without properly checking you could afford it, you can complain and claim back the interest and charges. Here is how to do it yourself and keep every penny.
Read guide →CreditClaim Back Mis-Sold Catalogue Credit From JD Williams
JD Williams gave a lot of customers credit accounts and rising limits without checking they could really afford them. If that happened to you, here is how to complain and claim back the interest and charges yourself.
Read guide →ShoppingGet a Klarna Refund or Win a Dispute
Charged by Klarna for something you returned, never received, or that turned up faulty? Here is exactly how to pause the payments, report the problem, and get your money back without paying anyone.
Read guide →ShoppingGet a Clearpay Refund or Win a Dispute
Returned an order, never got your goods, or got the wrong refund amount through Clearpay? Here is how to pause your payments, raise a dispute, and recover your money yourself for free.
Read guide →BankingReclaim overdraft fees from Monzo
How to get a refund of Monzo overdraft interest and fees, including unaffordable or unfairly charged borrowing, using the FCA rules and the free Financial Ombudsman Service.
Read guide →BankingReclaim overdraft fees from Nationwide
How to claim back Nationwide overdraft interest and charges, including unaffordable borrowing, using the FCA overdraft rules and the free Financial Ombudsman Service.
Read guide →BankingReclaim overdraft fees from First Direct
How to reclaim First Direct overdraft interest and charges, including unaffordable lending, using the FCA overdraft rules and the free Financial Ombudsman Service.
Read guide →BankingReclaim overdraft fees from Virgin Money
How to claim back Virgin Money overdraft interest and charges, including unaffordable borrowing, using the FCA overdraft rules and the free Financial Ombudsman Service.
Read guide →MotorReclaim money for a faulty used car from a dealer
Bought a used car from a dealer and it turned out faulty? Under the Consumer Rights Act 2015 you can demand a repair, replacement or refund. Here is how to get your money back.
Read guide →HousingReclaim a deposit from a builder who never started work
Paid a builder a deposit and they never turned up or started the job? Here is how to get your deposit back under the Consumer Rights Act 2015.
Read guide →TravelReclaim money for a holiday that was not as described
Your package holiday did not match what you booked? Under the Package Travel Regulations 2018 you can claim a price reduction and compensation. Here is how.
Read guide →ShoppingReclaim a wedding deposit when a supplier cancels
A wedding supplier cancelled on you and is holding your deposit? Under the Consumer Rights Act 2015 you can get it back. Here is how to claim.
Read guide →SubscriptionsReclaim an EE early termination charge
EE billed you an early termination charge to leave your contract early. If the charge was inflated, or EE never gave you the contract information it was required to, you can challenge it and get money back.
Read guide →SubscriptionsCancel or reclaim a Sky broadband mid-contract price rise
Sky pushed up your broadband price mid-contract. Depending on when you signed, you may be able to walk away penalty-free or challenge a rise that wasn't properly notified.
Read guide →BillsReclaim credit left on a closed energy account
Switched supplier or moved home and left money sitting in an old energy account? Suppliers are holding hundreds of millions in unclaimed credit. Here's how to get yours back.
Read guide →BillsReclaim overpaid water charges
If your water company has been charging you for surface water drainage you don't use, or billing you on the wrong basis, you can reclaim years of overpayments.
Read guide →MotorHow to appeal a Euro Car Parks charge
Euro Car Parks sent you a Parking Charge Notice. Here is how to appeal it properly, escalate free to POPLA, and stop paying a charge that often does not stand up.
Read guide →MotorHow to appeal a ParkingEye charge
Got a ParkingEye Parking Charge Notice? Here is how to appeal it the right way, take it free to POPLA, and avoid paying a charge that may not be enforceable.
Read guide →MotorHow to appeal an NCP parking charge
NCP issued you a Parking Charge Notice? Here is how to appeal it correctly, escalate free to POPLA, and challenge a charge that often does not hold up.
Read guide →MotorHow to challenge a council PCN
A council issued you a Penalty Charge Notice for parking, a bus lane, or a moving traffic offence. Here is how to challenge it free and escalate to an independent tribunal.
Read guide →MotorHow to challenge a rejected car insurance claim
Your car insurance claim was declined. Insurers have to treat claims fairly under FCA rules, and a free Financial Ombudsman route sits behind every decision. Here is how to push back and win.
Read guide →InsuranceHow to challenge a rejected pet insurance claim
Pet insurers love the words 'pre-existing condition'. Often it is a stretch. Here is how to challenge a declined pet insurance claim using FCA rules and the free Financial Ombudsman.
Read guide →InsuranceHow to reclaim a mis-sold payment protection style add-on
Bolt-on policies like payment cover, GAP, and protection add-ons were often sold to people who could never claim. If yours was mis-sold, you can reclaim what you paid plus interest. Here is how.
Read guide →InsuranceHow to reclaim a rejected mobile phone insurance claim
Phone insurers reject loads of claims on technicalities about proof of use or 'unattended' devices. Many do not survive scrutiny. Here is how to challenge a declined phone insurance claim.
Read guide →ShoppingHow to get a refund from Ticketmaster for a cancelled event
Event cancelled by Ticketmaster? Learn your rights and how to claim a full refund for tickets, including booking fees, quickly and easily.
Read guide →ShoppingHow to Get a Refund from Amazon for 'Not As Described' Items
Bought an item from Amazon that wasn't as described? Learn your rights and how to get a full refund quickly and easily.
Read guide →BillsHow to Dispute a Vodafone Bill and Get a Refund
Dispute an incorrect Vodafone bill, understand your rights, and get your money back. Follow our step-by-step guide for a successful refund.
Read guide →BillsHow to Appeal a Private Parking Charge Notice
Got an unfair private parking charge? Learn your rights and follow our step-by-step guide to appeal and get your PCN cancelled in the UK.
Read guide →HousingHow to Get Your Tenancy Deposit Back
Ensure your landlord returns your tenancy deposit promptly and fairly. Understand your rights and what to do if there's a dispute.
Read guide →ShoppingHow to dispute a transaction with Monzo
Dispute a Monzo debit card transaction for faulty items, services not received, or scams. Learn how to use Monzo's in-app dispute process to get your money back.
Read guide →BillsGet a Refund for Unauthorised Starling Bank Transactions
Discover how to reclaim money from Starling Bank for payments you didn't authorise. Understand your rights and follow our simple steps to get your money back.
Read guide →BillsReclaim Unfair Barclays Overdraft Fees
Learn how to challenge and reclaim unfair overdraft fees from Barclays. Understand your rights and get your money back.
Read guide →BillsReclaim unfair Lloyds overdraft fees
Learn how to challenge and reclaim unfair overdraft charges from Lloyds Bank. Get your money back with our step-by-step guide.
Read guide →BillsReclaim NatWest Overdraft Fees
Learn how to reclaim unfair or mis-sold overdraft fees from NatWest. Get your money back with our step-by-step guide.
Read guide →ShoppingHow to get a refund for a Clearpay purchase
Learn how to get your money back for items bought using Clearpay. Understand your rights and the steps to a successful refund.
Read guide →BillsHow to Dispute an EE Bill & Get Money Back
Unsure about an EE bill charge? Learn how to dispute it effectively, understand your rights, and get your money back for incorrect charges.
Read guide →BillsReclaim Unfair Halifax Overdraft Fees
Learn how to challenge and reclaim unfair or excessive overdraft fees from Halifax. Our guide helps you get your money back easily.
Read guide →ShoppingHow to Get a Refund from Klarna
Learn how to get your money back when you've paid with Klarna. Understand the process and your rights for a smooth refund experience.
Read guide →BillsHow to Dispute an O2 Bill and Get Your Money Back
Dispute an incorrect O2 bill, challenge unexpected charges, and claim your money back. Understand your rights and follow our step-by-step guide.
Read guide →BillsHow to Dispute Your Three Mobile Bill
Think your Three Mobile bill is wrong? Learn your rights and follow our step-by-step guide to dispute charges, get a refund, and ensure fair billing.
Read guide →SubscriptionsHow to cancel Sky and get a refund
Cancel your Sky contract and claim a refund for unused services. Understand your rights and follow our step-by-step guide to get your money back.
Read guide →BillsHow to get a refund from British Gas for overcharging
Been overcharged by British Gas? Learn how to claim your money back quickly and effectively. Follow our step-by-step guide to resolve billing errors.
Read guide →BillsHow to Get a Refund from Octopus Energy
Claim a refund from Octopus Energy if you're in credit. Understand your rights and follow our steps to get your money back quickly.
Read guide →BillsClaiming an Overpayment Refund from EDF Energy
Overpaid your EDF Energy bill? Learn how to claim back your money quickly and easily. This guide explains your rights and steps to get your refund.
Read guide →BillsGet a Refund from BT for a Faulty Service
Service not working as promised by BT? Learn how to claim a refund or compensation for the period you were without service. Take action now.
Read guide →BillsGet a Refund From Virgin Media After Cancelling
Cancelled Virgin Media but still owed money? Learn how to claim your refund for overpayments or unreturned deposits quickly and effectively.
Read guide →BillsClaim Your Credit Refund from Ovo Energy
Is Ovo Energy holding onto your money? Learn how to claim back overpayments or credit balances on your account. Get your refund quickly and easily.
Read guide →ShoppingHow to get a refund from ASOS for a missing return
ASOS hasn't refunded your return? Learn your rights and follow our step-by-step guide to reclaim your money for items they received but failed to process.
Read guide →ShoppingCurrys refusing a refund? Your rights beat their policy
Faulty item and Currys points at the manufacturer or a 30-day window? The Consumer Rights Act covers you for up to 6 years. How to make them honour it.
Read guide →ShoppingHow to get a refund from JD Sports
Bought something from JD Sports that's faulty, not as described, or you've changed your mind? Learn your rights and how to get your money back.
Read guide →ShoppingHow to get a refund from Argos for a faulty item
Bought a faulty product from Argos? Get your money back. Learn your rights and follow our step-by-step guide to claim a refund or replacement.
Read guide →ShoppingHow to get a refund from Very and close your credit account
Learn how to secure a refund for your Very purchase and effectively close your associated credit account, ensuring a clean break.
Read guide →TravelGet a Refund for Your Cancelled TUI Holiday
TUI cancelled your holiday? Don't settle for vouchers. Learn your rights and how to demand a full cash refund for your trip, flights, and accommodation.
Read guide →TravelHow to Get a Refund from Jet2holidays
Claim a refund from Jet2holidays for cancelled trips, significant changes, or holiday issues. Understand your rights and get your money back.
Read guide →ShoppingHow to Get Compensation from Evri for a Lost Parcel
Parcel lost by Evri? Learn your rights and how to claim compensation effectively. Get your money back for missing deliveries.
Read guide →ShoppingHow to get a refund for a lost or damaged DPD parcel
DPD lost or damaged your parcel? Don't let them off the hook. Learn your rights and follow our simple steps to claim a full refund for your item.
Read guide →ShoppingHow to claim compensation for a lost Royal Mail item
Lost a parcel with Royal Mail? Learn how to claim compensation for your item and postage costs. Get your money back with our easy guide.
Read guide →ShoppingJust Eat order never arrived? Get a full refund, not credit
Just Eat offering account credit, or nothing at all? You are entitled to your money back for food that never came. The steps and the exact wording to use.
Read guide →ShoppingDeliveroo refund refused? Get your money back anyway
Deliveroo says you are 'not eligible' for a refund on a missing order? Consumer law and chargeback beat their policy. Here is exactly how to use them.
Read guide →ShoppingRefund from Just Eat for wrong or cold food
Ordered from Just Eat and got the wrong food or it arrived cold? Learn how to get your money back quickly and easily.
Read guide →BillsGet a BT Refund: Outages, Billing Errors & Poor Service
Claim a refund from BT for internet outages, phone line issues, or billing mistakes. Understand your rights and get your money back for service you didn't receive.
Read guide →BillsHow to Dispute an Incorrect Energy Bill
Don't pay for what you haven't used. Learn how to challenge an overcharged or incorrect energy bill in the UK and get your money back.
Read guide →BillsCancel Sky TV/Broadband & Dispute Charges
Learn how to cancel your Sky TV or broadband contract and dispute unfair charges. Get your money back with our step-by-step guide.
Read guide →BillsHow to cancel your EE mobile contract early
Understand your rights and the steps to cancel your EE mobile contract before its end date. Learn how to challenge early termination fees.
Read guide →ShoppingGet a Refund for a Faulty Appliance from Currys
Bought a faulty appliance from Currys? Learn your rights and follow our steps to secure a full refund or suitable resolution for your defective item.
Read guide →ShoppingGet a Refund From a Cancelled Wedding Supplier
Wedding supplier cancelled your big day? Get your money back. Understand your rights under the Consumer Rights Act 2015 and secure a full refund.
Read guide →ShoppingASOS return not refunded? Get your money back
ASOS owes you a refund for a returned item? Learn your rights and follow our step-by-step guide to reclaim your money quickly and easily.
Read guide →HousingRefund for Poor Builder Work: Your UK Rights
Builder left you with shoddy work? Learn how to get a refund or have it fixed under UK consumer law. Reclaim your money for substandard services.
Read guide →BillsRejected Phone Insurance Claim? Get Your Refund
Phone insurance claim rejected? Don't give up. Learn your rights and how to challenge their decision to get the refund you deserve.
Read guide →SubscriptionsRefund for a cancelled subscription box
Cancelled your subscription box but still got charged or received a box? Learn how to get your money back with this easy guide.
Read guide →ShoppingRefund an Online Course or Coaching Programme
Learn how to get a refund for an online course or coaching programme that didn't deliver. Understand your UK consumer rights and take action.
Read guide →TravelClaim Trainline refunds & UK train delay compensation
Get money back for unused Trainline tickets or compensation for delayed UK train journeys. Learn your rights and how to claim easily.
Read guide →SubscriptionsRefund from Gym After Injury or Relocation
Injured or moved? Learn how to get a refund from your gym membership. Understand your rights and follow our steps for a successful claim.
Read guide →TravelGet a Refund for Your ATOL-Protected Holiday
Claim a refund for your ATOL-protected holiday if your travel company fails. Understand your rights and how to get your money back.
Read guide →ShoppingHow to Get a Refund for a Cancelled Concert or Festival
Concert or festival cancelled? Know your rights and get your money back for tickets and associated costs. Follow our step-by-step guide.
Read guide →ShoppingClaim a Refund for Substandard Dental or Clinic Treatment
Received poor dental or private clinic treatment? Learn your rights under the Consumer Rights Act 2015 and get a refund for substandard services.
Read guide →BillsReclaim Unfair TSB Overdraft Fees
Think TSB overdraft fees were unfair or excessive? Learn how to challenge and reclaim them. This guide helps you get your money back from TSB.
Read guide →BillsReclaim Unfair Nationwide Overdraft Fees
Learn how to reclaim unfair or excessive overdraft fees from Nationwide. Our guide provides clear steps and consumer rights information to get your money back.
Read guide →ShoppingHow to Get a Refund for a Disputed First Direct Charge
Found an unfamiliar or incorrect charge on your First Direct statement? Learn how to dispute the transaction and claim your money back quickly.
Read guide →BillsReclaim unfair HSBC overdraft fees
Learn how to reclaim unfair or excessive overdraft fees from HSBC. Get your money back with our step-by-step guide and template.
Read guide →BillsReclaim Santander Overdraft Fees
Learn how to reclaim unfair or excessive overdraft fees from Santander. Follow our steps to challenge charges and get your money back.
Read guide →BillsHow to get a refund from Chase UK for unauthorised transactions
Discovered an unauthorised transaction on your Chase UK account? Learn how to report it, protect your money, and get a full refund quickly.
Read guide →BillsHow to get a refund from The Co-operative Bank
Get your money back from The Co-operative Bank for incorrect charges, fraud, or failed transactions. Learn your rights and how to claim.
Read guide →BillsHow to get a refund from Metro Bank
Dispute a transaction or get a refund from Metro Bank. Learn your rights and follow our steps to reclaim your money.
Read guide →BillsGetting Your Money Back from Tesco Bank
Dispute incorrect charges, unauthorised transactions, or service issues with Tesco Bank. Learn your rights and how to secure a refund effectively.
Read guide →BillsReclaim Virgin Money Overdraft Fees
Learn how to reclaim unfair or excessive overdraft fees from Virgin Money. Get your money back with our step-by-step guide to challenging charges.
Read guide →ShoppingHow to Get a Refund for a Zilch Purchase
Learn how to get a refund for items bought using Zilch. Understand your consumer rights and follow simple steps to reclaim your money.
Read guide →ShoppingHow to get a Laybuy refund & stop payments
Learn how to get a refund from Laybuy and stop future payments. Understand your consumer rights and take action today.
Read guide →BillsHow to dispute a Frasers Plus credit account charge
Dispute an incorrect or unauthorised charge on your Frasers Plus credit account. Learn your rights and steps to reclaim your money effectively.
Read guide →BillsGet a Refund from Plusnet for Internet Outages
Plusnet internet outage? Learn how to claim compensation for service loss. Reclaim your money for disrupted broadband and phone services.
Read guide →BillsHow to Cancel Giffgaff & Reclaim Charges
Cancel your Giffgaff plan, stop recurring payments, and reclaim unused credit or charges. Understand your rights and get your money back.
Read guide →BillsHow to dispute a Tesco Mobile bill
Learn how to effectively dispute an incorrect or unfair Tesco Mobile bill. Understand your rights and get your money back.
Read guide →ShoppingReclaim Unfair Interest from Very or Littlewoods
Think your Very or Littlewoods catalogue interest was unfair? Learn how to challenge high rates and reclaim what you're owed. Start your claim today.
Read guide →BillsHow to dispute a TalkTalk bill and get your money back
Learn how to challenge unfair TalkTalk charges. Get a refund for incorrect bills, poor service, or unexpected fees with our step-by-step guide.
Read guide →BillsCancel Now Broadband & Dispute Charges
Learn how to cancel your Now Broadband contract, understand early termination fees, and dispute unfair charges effectively. Get your money back.
Read guide →BillsRefund for Hyperoptic service that never worked
Get a refund from Hyperoptic if your internet service didn't work as promised. Understand your rights and follow our steps for a successful claim.
Read guide →BillsCancel Vodafone Broadband Early Without Fees
Learn how to cancel your Vodafone broadband contract early without penalty. Understand your rights regarding mid-contract price rises and poor service.
Read guide →BillsHow to Get a Refund from Scottish Power
Overpaid your Scottish Power bill or have a credit balance? Learn your rights and the steps to reclaim your money quickly and efficiently.
Read guide →BillsHow to Get a Refund from Shell Energy
Claim back overpayments or incorrect charges from Shell Energy. Understand your rights and follow our step-by-step guide to get your money back.
Read guide →BillsHow to Get a Refund from Utility Warehouse
Need a refund from Utility Warehouse? Learn your consumer rights and follow our step-by-step guide to reclaim overpayments, incorrect charges, or unused services effectively.
Read guide →BillsHow to get a refund from Lebara
Claim a refund from Lebara for service issues, incorrect charges, or unused credit. Understand your rights and follow our step-by-step guide.
Read guide →BillsE.ON Next Overcharge: Get Your Refund Back
Discover how to claim a refund from E.ON Next if you've been overcharged on your energy bill. Understand your rights and get your money back.
Read guide →BillsHow to get a refund from So Energy
Overpaid your So Energy bill? Learn your rights and follow our steps to reclaim your credit balance quickly and easily. Don't let them hold onto your money.
Read guide →BillsReclaim Thames Water Overcharge: Dispute Your Bill
Think Thames Water overcharged you? Learn how to dispute your bill, understand your rights, and reclaim your money with our step-by-step guide.
Read guide →BillsHow to get a refund from Severn Trent for a billing error
Discovered a Severn Trent billing error? Learn how to challenge it, get your account corrected, and secure a refund for overpayments. Act now.
Read guide →ShoppingHow to get a refund for a faulty AO.com appliance
Bought a faulty appliance from AO.com? Discover your consumer rights and follow our step-by-step guide to secure a full refund or replacement.
Read guide →ShoppingRefund for a faulty Apple device or rejected repair
Is your Apple device faulty or has Apple rejected a repair? Understand your UK consumer rights and get a refund for your defective product.
Read guide →ShoppingRefund for a faulty Samsung product
Is your Samsung product faulty? Learn how to get a refund or replacement under UK consumer law. Act fast for best results and protect your purchase.
Read guide →ShoppingHow to get a refund from John Lewis for a faulty item
Bought a faulty item from John Lewis? Understand your rights under the Consumer Rights Act 2015 and get your money back. Follow our simple steps.
Read guide →ShoppingM&S return not refunded? Get your money back
Returned an item to Marks and Spencer but haven't received your refund? Learn how to claim your money back quickly and effectively.
Read guide →ShoppingWayfair Damaged Delivery: Get Your Refund
Received a damaged item from Wayfair? Learn your rights and how to claim a full refund or replacement quickly and effectively.
Read guide →ShoppingSports Direct Refund: How to Get Your Money Back
Bought something from Sports Direct that's faulty or not as described? Learn your consumer rights and follow our step-by-step guide to get a refund.
Read guide →ShoppingZara Return Not Refunded? Get Your Money Back
Returned an item to Zara but haven't seen your refund? Learn how to chase your money, understand your rights, and get paid back for your purchase.
Read guide →ShoppingHow to Get a Refund From H&M
Bought something from H&M that's faulty or not as described? Learn your consumer rights and follow our step-by-step guide to get your money back.
Read guide →ShoppingRefund from IKEA for Faulty or Missing Items
Bought something faulty or missing from IKEA? Learn how to get your money back for defective goods or incomplete orders. Get a refund today.
Read guide →ShoppingGet a Refund from Boohoo or PLT for a Return
Returned an item to Boohoo or PrettyLittleThing but no refund? Learn your rights and how to get your money back quickly and effectively.
Read guide →ShoppingHow to get a refund for faulty Nike items
Received a faulty Nike product? Learn your rights under UK consumer law and get a refund or replacement for defective goods.
Read guide →TravelNational Express: Claim a Refund for a Cancelled Coach
Coach cancelled by National Express? Learn how to claim a full refund or rebooking quickly and easily. Know your rights for disrupted travel.
Read guide →TravelPremier Inn Refund: Cancelled Stay
Get a refund from Premier Inn for a cancelled stay. Understand your rights and the steps to take if your booking was cancelled by them or you cancelled within policy.
Read guide →TravelHow to get a refund from Travelodge
Had a problem with your Travelodge stay or need to cancel? Learn your rights and how to claim a refund for services not as described or cancelled bookings.
Read guide →TravelHow to get a refund from Love Holidays for a cancelled booking
Love Holidays cancelled your trip? Learn your rights and follow our step-by-step guide to claim a full refund for your booking.
Read guide →TravelHow to get a refund from On the Beach
Claim your rightful refund from On the Beach for cancelled or substandard package holidays. Understand your consumer rights and get your money back.
Read guide →TravelCenter Parcs: How to Get a Refund for a Cancelled Break
Center Parcs cancelled your holiday? Understand your consumer rights and follow our step-by-step guide to claim a full refund for your booking.
Read guide →SubscriptionsCancel Amazon Prime and Get a Refund
Learn how to cancel your Amazon Prime subscription and claim a full refund, even if you've been charged recently. Get your money back.
Read guide →SubscriptionsHow to Cancel NOW TV and Get a Refund
Learn how to cancel your NOW TV subscription and claim a refund for unused passes or billing errors. Reclaim your money easily.
Read guide →ShoppingYodel lost/damaged parcel: Get compensation
Parcel lost or damaged by Yodel? Learn your rights and how to claim compensation for your item. Don't let them off the hook.
Read guide →ShoppingGet Compensation From Parcelforce For Lost Parcel
Parcel lost by Parcelforce? Learn how to claim compensation for your lost item, understand your rights, and get your money back.
Read guide →ShoppingHow to get a refund from UPS for a lost or damaged parcel
Parcel lost or damaged by UPS? Learn your rights and follow our step-by-step guide to claim a refund for the item and shipping costs.
Read guide →ShoppingHow to get a refund from Domino's for a wrong order
Ordered Domino's and got the wrong food? Find out how to claim a refund or replacement quickly and easily for your incorrect order.
Read guide →SubscriptionsCancel HelloFresh and reclaim an unfair charge
Unsubscribe from HelloFresh and get your money back for services you didn't receive or were faulty. Follow our step-by-step guide to claim a refund.
Read guide →SubscriptionsCancel Gousto & Stop Payments
Struggling to cancel your Gousto subscription or stop payments? Learn your rights and how to effectively end your meal kit service.
Read guide →BillsOverturn a Rejected Admiral Insurance Claim
Learn how to challenge and overturn a rejected insurance claim from Admiral. Understand your rights and escalate your case effectively.
Read guide →BillsHow to get a refund from Aviva for a mis-sold or cancelled policy
Claim a refund from Aviva if your insurance policy was mis-sold or cancelled. Understand your rights and get your money back.
Read guide →BillsHow to get a refund from Direct Line after cancelling
Cancelled your Direct Line policy? Learn how to claim your rightful refund for unused premium. Get your money back with our simple guide.
Read guide →SubscriptionsCancel AA or RAC Breakdown Policy and Get a Refund
Learn how to cancel your AA or RAC breakdown policy and claim a pro-rata refund for unused service. Understand your rights and next steps.
Read guide →SubscriptionsCancel David Lloyd Membership & Dispute Notice
Learn how to cancel your David Lloyd membership and challenge unfair notice periods. Get your money back with Reclaim's expert guide.
Read guide →SubscriptionsCancel Nuffield Health membership, reclaim fees
Learn how to cancel your Nuffield Health membership and reclaim unfair charges. Understand your rights and get your money back.
Read guide →SubscriptionsCancel Anytime Fitness early
Stuck in an Anytime Fitness contract? Learn how to cancel your membership early and avoid unnecessary fees, even if you're still in your minimum term.
Read guide →ShoppingReclaim for a mis-sold add-on or warranty
Was an add-on or warranty mis-sold to you? Learn how to reclaim your money using your consumer rights. Get started today.
Read guide →SubscriptionsCancel The Gym Group Membership & Stop Payments
Learn how to cancel your The Gym Group membership, understand your rights, and stop recurring payments effectively. Get your money back if charged unfairly.
Read guide →SubscriptionsCancel Virgin Active membership, stop payments
Stop paying for your Virgin Active membership. Learn your rights, follow our simple steps, and reclaim control of your finances today.
Read guide →BillsHow to Cancel a UKPC Parking Charge
Dispute an unfair UKPC parking charge. Learn your rights and steps to appeal, avoiding payment for invalid private parking tickets.
Read guide →BillsAppeal a Parking Fine to the Tribunal
Challenged a PCN but it was rejected? Learn how to appeal your council parking fine to an independent tribunal for a fair review.
Read guide →BillsHow to Claim a DVLA Car Tax Refund
Sold your car or declared it SORN? Learn how to easily claim a refund for unused DVLA vehicle tax. Get your money back quickly and efficiently.
Read guide →ShoppingGet a refund for a botched car repair
Was your car repair done poorly? Learn how to get your money back or a free re-repair from a car garage under the UK Consumer Rights Act 2015.
Read guide →HousingHow to Get Your Tenancy Deposit Back
Reclaim your tenancy deposit from a landlord or letting agent. Understand your rights and the steps to take if there are unfair deductions.
Read guide →BillsHow to Cancel a ParkingEye Parking Charge
Received a ParkingEye PCN? Learn your rights and follow our step-by-step guide to appeal and get your parking charge cancelled. Act fast!
Read guide →BillsHow to Cancel a Euro Car Parks PCN
Received a Euro Car Parks PCN? Fight back. Learn your rights and follow our step-by-step guide to appeal and get your parking charge notice cancelled.
Read guide →ShoppingHow to Make a Section 75 Claim Against Your Credit Card
Bought something faulty or a service never happened? Learn how to make a Section 75 claim against your credit card provider and get your money back.
Read guide →ShoppingGet a Refund from Your Wedding Photographer
Wedding photos not delivered? Learn how to get your money back from a photographer who failed to provide the agreed-upon service.
Read guide →ShoppingRefund for Poor Private Dental Treatment
Received poor dental treatment from a private clinic? Learn how to claim a refund or compensation for substandard work under UK consumer law.
Read guide →TravelHow to claim a refund when your ATOL-protected holiday collapses
Travel company gone bust? Learn how to claim a full refund for your ATOL-protected holiday or flight with this step-by-step guide.
Read guide →ShoppingRefund for a Cancelled Festival or Concert
Event cancelled? Get your money back for tickets and associated costs. Learn your rights and how to claim a full refund from organisers.
Read guide →ShoppingGet a Refund from Your Vet for Poor Care or Overcharging
Was your vet bill too high or treatment inadequate? Learn how to challenge charges and get a refund for poor service or overcharging from your vet in the UK.
Read guide →BillsHow to dispute and get a refund from a solicitor or estate agent
Learn how to challenge unfair fees from solicitors or estate agents. Understand your rights and follow our step-by-step guide to secure a refund.
Read guide →Ireland
4 guidesReclaim a Flight Refund in Ireland
Cancelled flight from an Irish airport? Under EU Regulation 261/2004 your airline must refund you within 7 days. Here is how to claim it back in Ireland.
Read guide →ShoppingFaulty Goods Refund in Ireland
Bought something faulty in Ireland? The Consumer Rights Act 2022 gives you a refund, repair or replacement. Here is how to claim it back from the seller.
Read guide →BankingDispute Bank Charges in Ireland
Hit with unfair or incorrect bank charges in Ireland? Complain to your bank, then escalate free to the Financial Services and Pensions Ombudsman.
Read guide →SubscriptionsCancel a Subscription and Get a Refund in Ireland
Stuck in a subscription in Ireland? The Consumer Rights Act 2022 gives you a 14-day cooling-off period online and protection from unfair terms. Here is how to cancel and claim back.
Read guide →EU-wide
18 guidesClaim EU261 compensation for a delayed flight
Flight delayed 3+ hours arriving at your destination? Under EU Regulation 261/2004 you may be owed EUR 250-600 in fixed cash compensation. Here is how to claim it yourself.
Read guide →TravelFlight cancelled: get a cash refund, not a voucher
Airline cancelled your flight and is pushing a voucher? Under EU Regulation 261/2004 you can demand a full cash refund within 7 days. Here is how to insist on it.
Read guide →TravelRefund for a cancelled or ruined package holiday (EU)
Package holiday cancelled or significantly changed? The EU Package Travel Directive gives you a full refund within 14 days plus insolvency protection. Here is how to claim.
Read guide →ShoppingResolve a cross-border online purchase dispute (ECC-Net)
Bought online from a trader in another EU country and hit a problem? Use your EU consumer rights and ECC-Net to get a refund, repair or replacement for free.
Read guide →ShoppingCancel an online EU order within 14 days and get a full refund
Bought something online from an EU trader and changed your mind? Use your EU 14-day right of withdrawal to cancel and get a full refund including standard delivery.
Read guide →SubscriptionsGet a refund after a free trial auto-charged you in the EU
A free trial quietly rolled into a paid subscription and charged your card? Use your EU consumer rights and chargeback to cancel and claim the money back.
Read guide →BankingRefund a duplicate or unauthorised card charge in the EU
Charged twice, or for something you never authorised in the EU? Use PSD2 unauthorised-transaction rights and chargeback to get your money back fast.
Read guide →SubscriptionsCancelled but still being charged? Get every payment back
A subscription that keeps billing after you cancel is taking money without consent. Use PSD2 and chargeback rights to stop it and reclaim every payment.
Read guide →TravelDenied Boarding Compensation in the EU (Regulation 261/2004)
Bumped off an overbooked flight against your will? Under EU Regulation 261/2004 you can claim up to €600 in fixed compensation, plus a refund or re-routing and care. Here is how to claim it yourself and keep every cent.
Read guide →TravelDowngraded Flight Refund (EU 261/2004, Article 10)
Paid for business or premium but seated in economy? Article 10 of EU Regulation 261/2004 entitles you to a reimbursement of 30%, 50% or 75% of your ticket price. Here is how to claim it yourself and keep 100%.
Read guide →TravelLost or Delayed Baggage Compensation (Montreal Convention)
Bag lost, damaged or delayed on an international flight? The Montreal Convention makes the airline liable up to 1,519 SDR (around €1,700). Here is how to claim your actual losses yourself and keep 100%.
Read guide →TravelEU Train Delay Compensation Rights (Regulation 2021/782)
Train delayed in the EU? Under the Rail Passengers' Rights Regulation you can claim 25% of your fare for delays of 60+ minutes and 50% for 120+ minutes. Here is how to claim it yourself and keep 100%.
Read guide →TravelRyanair refund and compensation across the EU
How to claim a refund and EU261 compensation from Ryanair after a cancelled or delayed flight, directly and for free, keeping 100% of what you are owed.
Read guide →TravelWizz Air refund and compensation
Claim a refund and EU261 compensation from Wizz Air after a delayed or cancelled flight, direct and free, and refuse the airline-credit fob-off.
Read guide →TravelVueling refund and compensation
How to claim a refund and EU261 compensation from Vueling for a delayed or cancelled flight, filed directly through its online form so you keep 100 percent.
Read guide →TraveleasyJet refund across the EU
Claim your refund and EU261 compensation from easyJet after a cancelled or delayed flight, filed directly through Manage Bookings and the EU261 form.
Read guide →TravelHow to Get a Wizz Air Refund
Claim a refund from Wizz Air for cancelled flights, delays, or denied boarding. Understand your EU261 rights and get your money back.
Read guide →TravelHow to claim Vueling delayed flight compensation
Flight delayed by 3+ hours? Claim compensation from Vueling under EU261. Learn your rights and get your money back for disruption.
Read guide →Spain · España
8 guidesCómo reclamar comisiones bancarias abusivas o no informadas en España
Reclama comisiones bancarias que no te informaron, no aceptaste o no responden a un servicio real: del banco al Banco de España. Te quedas el 100%.
Read guide →TravelCómo reclamar por un vuelo cancelado o retrasado en España
Vuelo cancelado o con gran retraso en España o la UE: reclama compensación y gastos según el Reglamento (CE) 261/2004 y AESA. Te quedas el 100%.
Read guide →ShoppingCómo reclamar la devolución por un producto defectuoso en España
Producto defectuoso o que no funciona: exige reparación, sustitución, rebaja o devolución al vendedor según la garantía legal del RDL 1/2007. Te quedas el 100%.
Read guide →HousingCómo reclamar gastos de hipoteca y la cláusula suelo en España
Reclama los gastos de constitución de tu hipoteca y lo cobrado de más por una cláusula suelo abusiva, del banco a la vía judicial. Te quedas el 100%.
Read guide →CreditCómo reclamar una tarjeta revolving abusiva en España y recuperar tu dinero
Si tu tarjeta revolving tiene una TAE desorbitada o cláusulas poco transparentes, puedes anular el contrato por usura o por falta de transparencia y recuperar todo lo pagado por encima del capital prestado. Te explicamos cómo reclamar tú mismo, paso a paso, y quedarte con el 100%.
Read guide →BankingCómo reclamar las comisiones de descubierto a tu banco en España
Si tu banco te ha cobrado comisiones por estar en números rojos, puede que sean indebidas. La ley limita lo que pueden cobrarte y prohíbe la comisión si no responde a un servicio real. Reclama tú mismo y recupera el 100%.
Read guide →HousingCómo reclamar los gastos de cancelación de hipoteca a tu banco en España
Si tu banco te cargó gastos indebidos al cancelar tu hipoteca, o te repercutió gastos de constitución que por ley le correspondían, puedes reclamar su devolución tú mismo y quedarte con el 100%.
Read guide →TravelCómo reclamar a Ryanair por un vuelo desde España (retraso o cancelación)
Si tu vuelo de Ryanair que salía de España se canceló o llegó con más de 3 horas de retraso, puedes reclamar una compensación de entre 250 y 600 euros según el Reglamento europeo 261/2004. Reclama tú mismo y conserva el 100%.
Read guide →Portugal
4 guidesComo reclamar um voo cancelado em Portugal
Voo cancelado a partir de ou com destino a Portugal? Saiba como reclamar indemnização ao abrigo do Regulamento (CE) n.º 261/2004 e, se necessário, junto da ANAC.
Read guide →BankingReclamar comissões bancárias em Portugal
O seu banco cobrou comissões que considera indevidas ou proibidas? Saiba como reclamar, invocar as regras do Banco de Portugal e recuperar o valor cobrado.
Read guide →ShoppingDevolução de produto com defeito em Portugal
Comprou um produto que avariou ou não funciona? Conheça a garantia legal de 3 anos em Portugal e como exigir reparação, substituição, redução do preço ou reembolso.
Read guide →BillsReclamar uma cobrança indevida de serviços em Portugal
Foi-lhe cobrado um serviço que não contratou, já cancelou ou que está faturado a mais? Saiba como contestar a cobrança indevida e exigir a devolução em Portugal.
Read guide →France
4 guidesRemboursement vol annulé ou retardé en France
Vol annulé ou retardé au départ ou à l'arrivée en France ? Réclamez votre indemnisation et remboursement au titre du règlement européen 261/2004. Guide pas à pas.
Read guide →BankingLitige bancaire et frais abusifs en France
Frais bancaires injustifiés, commissions d'intervention ou frais de rejet trop élevés en France ? Contestez-les auprès de votre banque puis du médiateur bancaire. Guide complet.
Read guide →ShoppingProduit défectueux : garantie légale de conformité en France
Produit en panne, défectueux ou non conforme acheté en France ? Faites jouer la garantie légale de conformité pour une réparation, un remplacement ou un remboursement. Guide.
Read guide →SubscriptionsRésilier un abonnement et obtenir un remboursement en France
Abonnement difficile à résilier, reconduction tacite non voulue ou prélèvements après résiliation en France ? Faites valoir vos droits et réclamez un remboursement. Guide.
Read guide →Germany · Deutschland
8 guidesFlugverspätung Entschädigung in Deutschland (EU261) zurückfordern
Bei Flugverspätung ab 3 Stunden steht Ihnen nach EU-Verordnung 261/2004 oft eine Ausgleichszahlung von 250 bis 600 Euro zu. So fordern Sie Ihr Geld zurück.
Read guide →ShoppingRückerstattung bei defektem Produkt - Gewährleistung durchsetzen
Ist ein gekauftes Produkt defekt oder mangelhaft, haben Sie zwei Jahre gesetzliche Gewährleistung gegenüber dem Händler. So fordern Sie Reparatur, Austausch oder Geld zurück.
Read guide →SubscriptionsAbo kündigen und Geld zurück in Deutschland
Online abgeschlossene Abos können Sie über den Kündigungsbutton und bei Neuabschluss per Widerruf beenden. So kündigen Sie richtig und fordern zu viel gezahltes Geld zurück.
Read guide →BankingUnberechtigte Bankgebühren zurückfordern in Deutschland
Banken dürfen Gebührenerhöhungen nicht durch Schweigen der Kunden durchsetzen. Zu Unrecht berechnete Entgelte können Sie unter Berufung auf BGH-Rechtsprechung zurückfordern.
Read guide →BankingUnzulässige Kontoführungsgebühren zurückfordern (BGH 2021)
Hat Ihre Bank die Kontoführungsgebühren per AGB-Änderung mit einer Zustimmungsfiktion erhöht? Nach dem BGH-Urteil vom 27.04.2021 (XI ZR 26/20) können Sie zu viel gezahlte Entgelte zurückfordern. So holen Sie Ihr Geld zurück.
Read guide →SubscriptionsHandyvertrag kündigen und Geld zurück in Deutschland
Mindestlaufzeit abgelaufen, Preiserhöhung oder schlechte Leistung? Nach dem Telekommunikationsgesetz (TKG) können Sie monatlich kündigen, bei einseitigen Vertragsänderungen sogar sofort – und zu viel gezahlte Beträge zurückfordern.
Read guide →ShoppingVerspätete oder ausbleibende Lieferung – Rückerstattung
Ihre Bestellung kommt nicht oder viel zu spät? Nach dem BGB können Sie eine Nachfrist setzen, vom Kaufvertrag zurücktreten und den vollen Kaufpreis zurückverlangen. So gehen Sie vor.
Read guide →HousingÜberhöhte Nebenkostenabrechnung anfechten
Nachzahlung zu hoch, Posten unklar oder Abrechnung zu spät? Nach § 556 BGB haben Sie Einsichtsrecht in die Belege und können fehlerhaften Abrechnungen widersprechen. So holen Sie zu viel Gezahltes zurück.
Read guide →United States
12 guidesDispute a Credit Card Charge in the US (FCBA)
Wrong amount, double charge, or goods never arrived? The federal Fair Credit Billing Act lets you dispute credit card billing errors and withhold payment. Here's how.
Read guide →ShoppingGet a Refund for an Undelivered Online Order in the US
Paid for something online that never arrived? The FTC's Mail, Internet, or Telephone Order Rule entitles you to shipment on time or a prompt refund. Here's how to claim it.
Read guide →SubscriptionsCancel a Gym Membership and Stop Charges in the US
Gym still billing you after you tried to quit? Use state health-club cancellation laws and card or ACH disputes to cancel cleanly and stop recurring charges.
Read guide →TravelAirline Refund for a Cancelled Flight in the US (DOT)
Airline cancelled your flight and you don't want to rebook? US DOT rules entitle you to a cash refund to your original payment method, not just a voucher. Here's how to get it.
Read guide →HousingGet Your Rental Security Deposit Back
Reclaim your full security deposit when your US landlord withholds it without proper itemization or beyond the legal deadline.
Read guide →BillsDispute a Surprise Medical Bill (No Surprises Act)
Challenge an out-of-network surprise bill or balance bill using your federal protections under the No Surprises Act.
Read guide →ShoppingRefund Junk Fees and Hidden Charges
Get back surprise resort fees, hidden service charges, and other junk fees that were not disclosed in the advertised price.
Read guide →BankingReclaim Bank NSF and Overdraft Fees
Get back non-sufficient funds (NSF) and overdraft fees, including surprise overdraft and multiple-fee charges your bank may have wrongly assessed.
Read guide →BankingHow to Dispute a Bank Overdraft Fee in the US
Charged an overdraft fee you think is wrong? Here is how to push back using Regulation E, the CFPB, and a plain refund request, and keep every dollar yourself.
Read guide →SubscriptionsHow to Get a Subscription Refund After a Free Trial in the US
Got charged when a free trial auto-renewed? Here is how to claw the money back from the company or your card issuer, using ROSCA, the FTC Act, and state auto-renewal laws.
Read guide →TravelHow to Reclaim a Hotel Resort Fee in the US
Hit with a surprise resort fee that wasn't in the advertised price? Here is how to get it back using the FTC Junk Fees Rule and state pricing laws, keeping every cent.
Read guide →BankingHow to Dispute a Duplicate Charge in the US
Charged twice for the same thing? Here is how to get the duplicate reversed using the Fair Credit Billing Act and your card issuer's dispute process, keeping all of it.
Read guide →Global
41 guidesHow to get a refund when a hotel double-charged you
Charged twice for one hotel booking? Here's exactly how to get the duplicate charge reversed fast, with a firm letter and a chargeback fallback.
Read guide →SubscriptionsHow to get a refund after a free trial charged you
Forgot to cancel a free trial and got charged? You have a strong case for a refund. Here's the message that gets it back, and how to stop future bills.
Read guide →TravelHow to Get a Refund from Booking.com
Learn how to navigate Booking.com's refund process. Understand cancellation policies, dispute issues, and reclaim your money for unsatisfactory bookings.
Read guide →TravelHow to get an Airbnb refund for problems or cancellations
Experiencing issues with your Airbnb stay or need to cancel? Learn your rights and the steps to claim a refund for unsatisfactory bookings.
Read guide →BillsRevolut dispute rejected? How to still get your money back
Revolut rejected your dispute or is sitting on it? Chargeback rules and the Financial Ombudsman still apply. Here are the steps and a ready-to-send letter.
Read guide →ShoppingHow to Get a Refund from PayPal for Unauthorised Payments
Discovered an unauthorised payment on PayPal? Learn how to report it, dispute the transaction, and get your money back quickly and effectively.
Read guide →ShoppingHow to Get a Refund from Shein for a Lost Order
Ordered from Shein but your parcel never arrived? Learn how to claim a full refund for items not received. Get your money back today.
Read guide →ShoppingHow to Get a Refund from Temu
Quickly get your money back from Temu. Understand their Purchase Protection Program and follow our simple steps for a successful refund.
Read guide →TravelHow to Get a Refund from Expedia
Claim a refund from Expedia for cancelled flights, hotels, or packages. Understand your rights and follow our step-by-step guide to get your money back.
Read guide →SubscriptionsHow to Cancel Netflix & Reclaim Unused Charges
Cancelled Netflix but still got charged? Learn your rights and how to get a refund for services you didn't use. Get your money back today.
Read guide →SubscriptionsHow to cancel Spotify and get a refund
Cancel your Spotify Premium subscription and understand your refund rights. Get your money back for unused periods or billing errors.
Read guide →TravelHow to Get a Refund from Uber for an Incorrect Charge
Dispute an incorrect Uber charge, from wrong fares to cancelled rides. Learn your rights and steps to get your money back quickly.
Read guide →TravelHow to Get a Refund from Uber for a Bad Ride or Wrong Charge
Experiencing issues with an Uber ride or an incorrect charge? Learn how to claim a refund for unsatisfactory service, wrong routes, or billing errors.
Read guide →ShoppingHow to get a refund from PayPal for an item not received
Item not arrived? Use PayPal Buyer Protection to claim your money back for purchases that never turned up. Follow these steps for a successful refund.
Read guide →SubscriptionsHow to Cancel Audible and Get a Refund
Cancel your Audible subscription and claim a refund for unused credits or recent charges. Understand your rights and follow our step-by-step guide to get your money back.
Read guide →TravelRefund unfair car rental damage charges
Dispute unfair car rental damage charges. Learn how to gather evidence, challenge the claim, and get your money back for damages you didn't cause.
Read guide →SubscriptionsCharged by Disney Plus after cancelling? Get your money back.
Was Disney Plus charged after you cancelled? Learn how to dispute the charge, get a refund, and ensure no further payments are taken. Reclaim your money.
Read guide →ShoppingHow to refund a game on Steam
Bought a game on Steam you regret? Learn how to get a full refund quickly and easily, even for pre-orders, within Steam's clear policy.
Read guide →TravelGet a Refund from Hotels.com
Had a bad experience or need to cancel a Hotels.com booking? Learn how to claim a refund for cancellations, service issues, or misleading descriptions.
Read guide →ShoppingHow to Get a Chargeback for a Scam or Undelivered Item
Bought something online that never arrived or was a scam? Learn how to get your money back through a chargeback with your bank or card provider.
Read guide →BillsHow to get a refund from Wise for a failed transfer
Money stuck with Wise after a transfer failed? Learn your rights and follow our steps to reclaim your funds quickly and efficiently.
Read guide →ShoppingGet a PayPal Credit Refund for Item Not Received
Item not arrived after paying with PayPal Credit? Learn how to claim a refund through PayPal's Buyer Protection and get your money back.
Read guide →ShoppingHow to get a refund from eBay for 'item not as described'
Received an item from eBay that wasn't as described? Learn how to use eBay's Money Back Guarantee to get your money back quickly and easily.
Read guide →ShoppingGet a refund from AliExpress for undelivered items
Ordered from AliExpress but your item never arrived? Learn how to open a dispute and claim your money back with their Buyer Protection.
Read guide →ShoppingHow to get a refund from Etsy for an item not received
Item never arrived from Etsy? Learn how to claim a full refund through Etsy's buyer protection program and your payment provider if needed.
Read guide →TravelEmirates Cancelled Flight Refund: Get Your Money Back
Flight cancelled by Emirates? Learn your rights and how to claim a full refund or rebooking, including EU261/UK261 compensation.
Read guide →TravelRefund a disputed hotel booking (Hilton/Marriott)
Dispute an incorrect or unauthorised hotel booking with Hilton, Marriott, or similar. Learn how to claim a full refund if the service wasn't as promised.
Read guide →SubscriptionsRefund Adobe Annual Plan Cancellation Fee
Learn how to get a refund for Adobe's annual plan cancellation fee. Understand your options and challenge unfair charges effectively.
Read guide →SubscriptionsHow to Refund Your Auto-Renewed Norton or McAfee Subscription
Get your money back for an unwanted Norton or McAfee auto-renewal. Learn your rights and follow our simple steps to claim a refund today.
Read guide →SubscriptionsHow to Cancel Microsoft 365 & Get a Refund
Cancel your Microsoft 365 subscription and claim a refund. Learn the steps, your rights, and how to handle common issues.
Read guide →SubscriptionsYouTube Premium: Charged After Cancellation?
Get a refund for YouTube Premium charges after you cancelled. Understand your rights and follow our steps to reclaim your money.
Read guide →SubscriptionsHow to Cancel Xbox Game Pass & Get a Refund
Cancel your Xbox Game Pass subscription and claim a refund for unused time. Understand your rights and follow our simple steps to get your money back.
Read guide →ShoppingHow to Get a PlayStation Store Refund
Learn how to get a refund for games, DLC, or subscriptions from the PlayStation Store. Understand their policy and your consumer rights.
Read guide →SubscriptionsCancel App Subscriptions & Get a Refund
Learn how to cancel unwanted app subscriptions like Duolingo, Headspace, or Calm and request a refund for recent charges.
Read guide →SubscriptionsHow to Get a Grammarly Auto-Renewal Refund
Stop unwanted Grammarly charges. Learn how to get a refund for an auto-renewed subscription, even if you missed the cancellation deadline.
Read guide →SubscriptionsRefund LinkedIn Premium after cancellation
Cancelled LinkedIn Premium but still charged? Learn how to get your money back for unwanted subscription fees. Follow these steps to secure your refund.
Read guide →SubscriptionsReclaim Charges After Cancelling Dropbox or Google One
Cancelled Dropbox or Google One but still charged? Get your money back. Understand your rights and follow our simple steps to reclaim unfair charges.
Read guide →ShoppingHow to get a FedEx refund for delivery failure
Learn how to claim a refund from FedEx for late, missed, or damaged deliveries. Understand your rights and follow our step-by-step guide.
Read guide →ShoppingLost DHL Parcel? Get Your Compensation Back
Parcel lost by DHL? Learn your rights and follow our step-by-step guide to claim compensation for your missing delivery. Start your claim today.
Read guide →ShoppingGet a Refund for Missing or Wrong Uber Eats Orders
Ordered from Uber Eats and your food was wrong or never arrived? Learn how to claim a refund quickly and effectively.
Read guide →BillsDispute Unfair Early Exit or Admin Fees
Don't pay excessive fees. Learn your rights and challenge unfair early exit or admin charges on contracts. Get your money back with our clear guide.
Read guide →UK / EU
15 guidesHow to get a refund for a cancelled or delayed flight
Airlines push vouchers when you're owed cash. Here's how to claim the full refund and compensation you're legally entitled to, with a ready-to-send letter.
Read guide →ShoppingHow to get a refund when your order never arrived
Parcel never came but the seller says 'it's marked delivered'? The seller, not you, carries the risk. Here's how to claim your refund.
Read guide →TravelHow to get a refund from Ryanair for a cancelled flight
Flight cancelled by Ryanair? Learn your rights under EU261/UK261 and get a full refund for your ticket. Don't settle for vouchers.
Read guide →TravelHow to get a refund from easyJet for cancelled or delayed flights
Claim your easyJet refund for cancelled flights, significant delays, or booking issues. Understand your rights under EU261 and UK consumer law.
Read guide →TravelHow to get a refund for a cancelled British Airways flight
Flight cancelled by British Airways? Learn your rights and follow our steps to secure a full cash refund, not just a voucher. Get your money back.
Read guide →SubscriptionsCancel Disney Plus & Get a Refund
Learn how to cancel your Disney Plus subscription and reclaim charges for unused periods or billing errors. Get your money back today.
Read guide →TravelClaim compensation for a delayed British Airways flight
Was your British Airways flight delayed? Find out how to claim compensation under UK261/EU261 and get the money you're owed. Start your claim today.
Read guide →BillsMonese Refund: Get Your Money Back
Dispute a transaction or get a refund from Monese. Learn your rights under Payment Services Regulations and chargeback rules to reclaim your money effectively.
Read guide →TravelLufthansa Delayed Flight: Claim Your EU261 Compensation
Flight with Lufthansa delayed? Understand your rights under EU261 and claim the compensation you're owed. Get started with our simple guide today.
Read guide →TravelIberia Delayed Flight? Claim EU261 Compensation
Flight with Iberia delayed? Understand your EU261 rights and claim compensation for delays over 3 hours. Get your money back today.
Read guide →TravelAir France flight delayed? Claim EU261 compensation
Flight delayed by Air France? Learn how to claim compensation under EU261. Get your money back for significant delays, up to €600.
Read guide →TravelHow to Get a KLM Delayed Flight Refund (EU261)
Claim compensation for your delayed KLM flight under EU261. Learn your rights and follow our step-by-step guide to get the money you're owed.
Read guide →TravelClaim Your Eurostar Refund for Delays or Cancellations
Was your Eurostar train delayed or cancelled? Learn how to claim compensation or a full refund quickly and easily. Don't let travel disruptions cost you.
Read guide →TravelHow to get a refund from P&O for a cancelled ferry
Learn your rights and how to claim a full refund from P&O Ferries if your ferry crossing was cancelled, citing EU Regulation 1177/2010.
Read guide →TravelHow to Get a Refund from Lastminute.com
Claim your money back from Lastminute.com for cancelled flights, hotels, or holiday packages. Understand your consumer rights and follow our step-by-step guide.
Read guide →UK / US
1 guidesItaly · Italia
4 guidesRimborso volo cancellato o in ritardo in Italia
Come ottenere la compensazione e il rimborso per un volo cancellato, in ritardo o con imbarco negato, secondo il Regolamento (CE) 261/2004.
Read guide →BankingReclamo per commissioni bancarie non dovute in Italia
Come contestare e farti rimborsare commissioni bancarie illegittime o non dovute tramite reclamo alla banca e ricorso all'Arbitro Bancario Finanziario (ABF).
Read guide →ShoppingRimborso prodotto difettoso con garanzia legale in Italia
Come far valere la garanzia legale di conformita del Codice del Consumo per riparazione, sostituzione, riduzione del prezzo o rimborso di un prodotto difettoso.
Read guide →SubscriptionsDisdetta abbonamento e rimborso in Italia
Come disdire un abbonamento, esercitare il diritto di recesso e ottenere il rimborso delle somme non dovute secondo il Codice del Consumo.
Read guide →Netherlands · Nederland
4 guidesVergoeding bij vertraagde of geannuleerde vlucht in Nederland terugvorderen
Vlucht vertraagd of geannuleerd? Op grond van de Europese Verordening 261/2004 heb je vaak recht op een vaste compensatie van 250, 400 of 600 euro, los van je ticketprijs. Eis het zelf op en houd 100%.
Read guide →BankingOnterechte bankkosten terugvorderen in Nederland
Onterecht in rekening gebrachte bankkosten, een dubbele afschrijving of niet aangekondigde tariefsverhoging? Vorder het bedrag zelf terug van je bank via het Burgerlijk Wetboek en zonodig Kifid. Je houdt 100%.
Read guide →ShoppingDefect product terugbetaling in Nederland eisen
Een product dat kapotgaat of niet doet wat je mocht verwachten? De verkoper moet kosteloos herstellen, vervangen of je geld teruggeven op grond van het Burgerlijk Wetboek. Eis het zelf op en houd 100%.
Read guide →SubscriptionsAbonnement opzeggen en geld terug in Nederland
Een abonnement dat stilzwijgend is verlengd of dat je niet kwijt kunt? Door de Wet Van Dam mag je na het eerste jaar maandelijks opzeggen. Eis te veel betaald geld zelf terug en houd 100%.
Read guide →Poland · Polska
3 guidesReklamacja zawyżonych lub błędnych opłat bankowych w Polsce
Odzyskaj nienależnie pobrane lub zawyżone opłaty bankowe. Złóż bezpłatną reklamację – bank ma 30 dni na odpowiedź, a milczenie oznacza uznanie Twojego roszczenia.
Read guide →ShoppingZwrot za wadliwy produkt – rękojmia i niezgodność towaru z umową w Polsce
Reklamuj wadliwy towar u sprzedawcy. Żądaj naprawy, wymiany, obniżenia ceny lub zwrotu pieniędzy. Sprzedawca odpowiada 2 lata i musi odpowiedzieć w 14 dni.
Read guide →CreditSankcja kredytu darmowego – odzyskanie kosztów kredytu konsumenckiego w Polsce
Jeśli umowa kredytu konsumenckiego zawiera błędy informacyjne, możesz skorzystać z sankcji kredytu darmowego i spłacić sam kapitał – bez odsetek, prowizji i innych kosztów.
Read guide →Sweden · Sverige
4 guidesErsättning för försenat eller inställt flyg i Sverige
Få upp till 600 euro i ersättning när ditt flyg är försenat eller inställt – så här kräver du pengarna direkt från flygbolaget enligt EU-förordning 261/2004.
Read guide →ShoppingÅterbetalning för felaktig vara i Sverige
Köpt en vara som är trasig eller fel? Du har tre års reklamationsrätt enligt konsumentköplagen – så här kräver du reparation, byte eller pengarna tillbaka.
Read guide →BankingBestrida felaktiga bankavgifter i Sverige
Drabbad av en felaktig avgift eller obehörig transaktion? Så här bestrider du den hos banken och får pengarna tillbaka enligt betaltjänstlagen.
Read guide →SubscriptionsSäga upp abonnemang och få pengar tillbaka i Sverige
Vill du säga upp ett abonnemang och få tillbaka pengar du betalat för mycket? Så här gör du – med max en månads uppsägningstid enligt lagen.
Read guide →Belgium
4 guidesRemboursement vol annulé ou retardé en Belgique
Vol annulé ou retardé au départ ou à l'arrivée en Belgique ? Le règlement européen 261/2004 vous donne droit à une indemnisation de 250 à 600 EUR et au remboursement. Voici comment réclamer vous-même et tout garder.
Read guide →BankingLitige bancaire : récupérer des frais indus en Belgique
Votre banque belge a prélevé des frais injustifiés ou refuse de vous rembourser ? Réclamez d'abord au service plaintes, puis saisissez gratuitement Ombudsfin. Voici la marche à suivre, vous gardez 100 %.
Read guide →ShoppingProduit défectueux : remboursement en Belgique
Un produit acheté en Belgique est défectueux ? La garantie légale de conformité de 2 ans vous donne droit à la réparation, au remplacement ou au remboursement, sans frais. Réclamez vous-même et gardez 100 %.
Read guide →SubscriptionsRésilier un abonnement et obtenir un remboursement en Belgique
Abonnement reconduit sans votre accord ou difficile à résilier en Belgique ? Le Code de droit économique vous permet de résilier à tout moment après reconduction et de récupérer les sommes indûment prélevées. Vous gardez 100 %.
Read guide →