For everyone the bank quietly overcharged
The bank took
more than it was owed.
You probably never clocked it. Overdraft fees that piled up while you were skint. A loan nobody should have given you. A refund they have been sitting on since spring. Reclaim writes the letter that prises it loose. You send it. We never take a slice of what comes back.
A real statement, near enough
This is what it looks like when nobody is checking.
Six pounds here. Ten there. A returned payment fee for the privilege of being short. It never looks like much on the day. Add up a bad few months and it is a holiday you paid for and never took.
It worked on me first
“Monzo gave me a £1,000 overdraft in 2018 they later agreed should never have been approved. One affordability complaint got every penny of interest refunded, plus statutory interest and £75 on top, the overdraft wiped to zero, and the marks cleared off my credit file. About £1,336 back, for one letter. Most people never send that letter, so I built the thing that writes it.”
Your turn
The same letter that clawed back my money is one sentence away from writing yours.
Tell it what happened. It works out what you are owed, names the rule that backs you, and writes the letter. You send it. You keep all of it.
Pick the one that stings.
Eight of the things people reclaim most. If yours is not here, describe it anyway. The AI has seen stranger.
How it actually goes
You type what happened, the way you would tell a mate. A bit ranty is fine.
The AI works out what you are owed, which rule backs you up, and roughly how much. Then it writes the letter, in the cold polite tone that actually gets paid.
You read it, send it, and watch the clock we set ticking. If they go quiet, one click gives you the chaser. Then the ombudsman. Then small claims.
Coming. Hands-off claims.
Claims firms keep up to 70% of what is yours. For typing a letter. We are not going to do that.
Today you do the sending and keep the lot. Soon, for the people who would rather not lift a finger, we will run the whole thing for a fraction of what the sharks charge. Leave your email and you will be first through the door.
Cheaper than a single one of those fees.
Free
Try it on one situation.
- ·1 full Reclaim case / month
- ·Ready-to-send demand letter
- ·Honest case-strength rating
- ·Escalation ladder
Pro
What most people pickFor when one letter is never enough.
- ·Unlimited Reclaim cases
- ·Multi-step follow-up sequences
- ·Full escalation toolkit (chargeback, ombudsman, small-claims pointers)
- ·Deadline reminders
- ·Evidence organizer + saved cases
- ·Priority AI model
Fair questions.
Are you a claims company taking a cut?+
No. Reclaim writes the letter and you send it yourself, so whatever you get back is yours, start to finish. It is information, not legal or financial advice, and we are not a regulated claims firm.
What is this 'done for you' thing you keep teasing?+
A future service where we handle the whole claim so you do nothing. It will be properly authorised before it launches, and our fee will be a small slice of what the claims industry charges. There is a waitlist further down.
Does a letter actually shake money loose?+
A vague angry email gets filed in the bin. A specific letter that names the rule and sets a deadline gets read by a human whose job is to make it go away. We write the second kind, plus the next move if they stall.
I am not in the UK. Any use to me?+
Yes. Tell us where you are and the AI uses your country's rules and the right body to escalate to. We cover fifteen markets so far.
It is your money. Go and get it.
Fifteen seconds of typing versus a holiday you forgot you paid for. Easy maths.
Start a claim