recla.im Start free

Getting your money back in the UK.

202 guides for reclaiming what you are owed in the UK, each grounded in the local consumer-rights rules. Read yours, then let the AI write the claim. Free, and you keep all of it.

Write a claim for the UK

Shopping

Banking

How to reclaim overdraft interest with an affordability complaintIf your bank let you live in an expensive overdraft for years without checking you could afford it, you can reclaim the interest, plus 8% and a credit-file fix. Here's the complaint that does it.
How to reclaim interest on a loan you couldn't affordGiven a loan, credit card or catalogue account you could never realistically repay? An irresponsible-lending complaint can refund the interest you paid, plus 8%. Here's how to make it.
Reclaim Overdraft Fees from BarclaysBeen hit with high Barclays overdraft interest while struggling financially? You may be owed a refund. Here's how to complain and reclaim up to six years of charges.
Reclaim Overdraft Charges from LloydsStuck in your Lloyds overdraft and paying interest you couldn't clear? You may be able to reclaim up to six years of charges. Here's the step-by-step process.
Reclaim Overdraft Fees from NatWestPaying NatWest overdraft interest you could never clear? You may be owed a refund of up to six years of charges. Here's how to complain and escalate for free.
Packaged bank account refund: reclaim years of monthly feesPaid £10–£20 a month for perks you never used? Those fees are often reclaimable in full, plus 8% interest, even years later. How to claim from your bank.
How to tell if your overdraft charges were unfairHeavy overdraft charges piled on top of money troubles can often be reclaimed. Here is how to tell if yours were unfair and how to ask your bank for a refund of the interest and fees.
Reclaim overdraft fees from MonzoHow to get a refund of Monzo overdraft interest and fees, including unaffordable or unfairly charged borrowing, using the FCA rules and the free Financial Ombudsman Service.
Reclaim overdraft fees from NationwideHow to claim back Nationwide overdraft interest and charges, including unaffordable borrowing, using the FCA overdraft rules and the free Financial Ombudsman Service.
Reclaim overdraft fees from First DirectHow to reclaim First Direct overdraft interest and charges, including unaffordable lending, using the FCA overdraft rules and the free Financial Ombudsman Service.
Reclaim overdraft fees from Virgin MoneyHow to claim back Virgin Money overdraft interest and charges, including unaffordable borrowing, using the FCA overdraft rules and the free Financial Ombudsman Service.

Subscriptions

Motor

Credit

Travel

Bills

Housing

Insurance